The Prime Minister: I quite understand why my hon. Friend wants to raise that issue. I believe that more than 550 properties in his constituency alone were affected by these really damaging and dangerous floods. On flood insurance, we are going to work very hard with the industry to continue to deliver widely available and affordable household insurance in flood-risk areas. I absolutely join him in praising the resilience of his community, having suffered as my constituency suffered in 2007. Although the recovery from floods is extremely difficult, the resilience of our communities and the amount of public and community service that comes out of them is remarkable and deserves our praise.