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Morpeth Herald

Morpeth takes the lead on flood insurance

Published Date: 14 March 2010
 
WORK is moving on in Morpeth to press for new national policies on flood insurance.
 
Morpeth Town Council has set up a working group on the issue following concerns from flood victims about soaring excesses and premiums.

The panel, which includes the Morpeth and District Chamber of Trade and Morpeth Flood Action Group (MFAG), has

also heard of the difficulties faced by potential buyers in securing cover for local homes.

And MFAG Chairman Alan Bell and Treasurer Tim Pinkney found insurance problems were widespread when they attended the National Flood Forum Conference last month.

Now they say there is a need for action groups to come up with a clear policy to reform the system and are urging Morpeth to complete its work in time to present it at a flood-related Summer Summit.

Mr Bell said: "A lot of people are having similar problems with insurance and it highlights the need for reform.

"We are going to be pushing the National Flood Forum as a platform and hopefully will influence its policy.

"We hope to get a national policy and a consensus from all the different flood groups, rather than the piecemeal work we have at the moment.

"We just recognise that something has to be done.

"As it is, if Morpeth is flooded again instead of two or three properties that haven't been done up, we would probably have 40 or 50 because people can't afford the insurance or the excesses.

"That is why everybody, including the town council, is very concerned."

The conference brought together about 180 people, including flood victims and support organisations, flooding experts, the Environment Agency, politicians, representatives of the insurance industry and manufacturers of flood defence products.

Environment Agency Chairman Lord Smith gave the key note speech and talked about ongoing work, including the Morpeth flood alleviation scheme.